www.mydrips.com (“we” or the “Site”) is an online financial calculator site provided to you subject to your compliance with the following Terms of Service (“TOS”).
The Site is owned and operated by Mydrips.com Incorporated. Mydrips Incorporated is not a registered broker-dealer. The Site is for informational purposes only and shall not be considered in any manner whatsoever to be in the business of trading in securities or advising anyone with respect to investing in or the buying or selling securities. Please seek qualified advice with a registered broker-dealer or other registered parties with applicable securities regulators if you seek investing advice or wish to buy or sell securities.
By using the Site, you agree to be bound by all terms and conditions contained in the TOS. If you do not agree with the terms and conditions of the TOS at any time, please do not access or discontinue your use of the Site.
We reserve the right to update or revise the TOS at our discretion and without notice. You are responsible for checking the TOS periodically for changes. If you continue to use the Site following the posting of any changes to the TOS, you agree to be bound by these changes. The privacy policy is incorporated by reference to this TOS.
The material that appears on the Site is for informational purposes only. The information, material and content provided in the pages of the Site including pricing information is believed to be reliable when posted, but there is no guarantee that it is accurate, complete or current at all times. The Site relies upon certain information provided by you and we are not responsible for any inaccuracies in information provided by you. Without limiting the foregoing, the information may include technical inaccuracies and typographical errors. We have no obligation to update the information.
Any submission by you of information is subject to our acceptance and can be declined by us.
Calculations are approximate only and for informational purposes. Actual calculations may differ.
The information contained in this Site is for informational purposes only and is not intended to provide specific financial, investment, tax, legal andaccounting advice to you, and should not be acted or relied upon in that regard without seeking the advice of a professional.
We provide through the Site a venue through which you can obtain information on certain but not all dividend paying securities which may trade on a recognized stock exchange from time to time. The information provided on certain securities is purely a function of the publicly available information and the amount of time We can devote to the Site. The listing of information of certain securities is not an implicit or explicit endorsement or recommendation of such securities. You acknowledge and agree that you rely on your own judgment and that of your advisors in selecting any securities.
The Site may provide certain third party forms. The provision of such forms is for informational purposes only and is not an invitation or solicitation to buy or sell securities. We provide no representations or warranties that any third party forms are current, accurate or serve you particular purpose or function.
The products offered on this Site should not be construed as an offer to buy or sell specific securities in any jurisdiction.
Minors under the age of eighteen are not eligible to access the Site. You are fully responsible for your child’s online conduct and the consequences of any misuse of the Site by your child.
The downloading of content is done at your own risk. We cannot and do not guarantee or warrant that the Site or the content are compatible with your computer systems or that the Site or the content will be free of viruses, worms, trojan horses or disabling devices or other code that manifests contaminating or destructive properties. You are responsible for implementing safeguards to protect the security and integrity of your computer system and you are responsible for the entire cost of any service, repairs or connections of and to your computer system which may be necessary as a result of your use of the Site.
We may include links to other websites or applications (each, a "Third Party Site"). We do not control or endorse any Third Party Site. You agree that we are not responsible for the availability or contents of such Third Party Sites. Your use of Third Party Sites is at your own risk.
You will receive an account designation, along with its associated User ID and Password, upon registration. You are responsible for maintaining the confidentiality of your User ID and Password, and you are fully responsible for all activities that occur under your account.
You may not impersonate someone or create an account for someone other than yourself or provide an email and contact details for someone other than yourself. You may not create multiple accounts.
You agree to immediately notify us of any unauthorized use of your account or any other breach of security and to ensure that you exit from your account at the end of each session. We cannot and will not be liable for any loss or damage arising from your failure to comply with this Section 6.
We have the discretion to close any account.
Nothing on this Site shall be considered a solicitation or offer to buy or sell any security, future, option or other financial instrument or to offer or provide any investment advice or service to any person in any jurisdiction. Nothing contained on the Site constitutes investment advice or offers any opinion with respect to the suitability of any security, and the views expressed on this website should not be taken as advice to buy, sell or hold any security. In preparing the information contained in this Site, We have not taken into account the investment needs, objectives and financial circumstances of you. This information has no regard to the specific investment objectives, financial situation and particular needs of you and investments discussed may not be suitable for you. In preparing any information contained in the Site or any features of the Site, We have prepared based on information available to us at the time which may or may not have been subject to verification or fact checking. All information is subject to possible correction. Information may quickly become unreliable for various reasons, including changes in market conditions or economic circumstances.
The Site has not been approved or disapproved by any securities commission or regulatory authority in Canada or any other jurisdiction, and We expressly disclaims any duty on us to make disclosure or any filings with any securities commission or regulatory authority, beyond that imposed by applicable laws. The Site is neither sufficient for, nor intended by us to be used in connection with, any decision relating to the purchase or sale of any existing or future securities. We do not intend to provide financial, investment, tax, legal, or accounting advice. Investors considering the purchase or sale of any securities should consult with their own independent professional advisors.
In the event the Site does provide information about securities, you agree that the information provided has not been verified by the Site for its truthfulness, completeness or currency. You agree to carry out your own due diligence and to consult with independent professional advisors in making any decisions about any information provided about any securities.
We accept the following terms of payment:
You should make every effort to safeguard your credit card account number and PIN. We are not responsible for lost or stolen PINs or unauthorized use.
Credit card fraud is a criminal offense. We use automated and manual systems to confirm proper credit card authorization. We also track every transaction. Information related to fraudulent transactions, including but not limited to IP addresses, detailed call records, transaction data and email addresses is collected and will be provided to appropriate law enforcement officials consistent with applicable law when required to assist in the prosecution of any persons attempting to commit fraud on the Site.
Payment is due and payable monthly in advance. Payment shall be considered fully earned upon receipt.
You agree to indemnify and hold us, and our parent corporations, subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable legal fees, made by any third party due to or arising out of content you submit, post, any votes made on content, transmit or make available on the Site, your use of the Site, your violation of the TOS, or your violation of any rights of another.
You acknowledge and agree that the Site and any necessary software used in connection with the Site ("Software") contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that content contained in sponsor advertisements or information presented to you through the Site or advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorized by us or advertisers, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Software, in whole or in part.
We grant you a personal, non-transferable and non-exclusive right and license to use the object code of our Software on a single computer, provided that you do not (and do not allow any third party to) copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sub-license, grant a security interest in or otherwise transfer any right in the Software. You agree not to modify the Software in any manner or form, or to use modified versions of the Software, including, without limitation, for the purpose of obtaining unauthorized access to the Site. You agree not to access the Site by any means other than through the interface that is provided by us for use in accessing the Site.
www.mydrips.com, and other associated brand names and logos are trade-marks of Mydrips.com Incorporated. All other company names, brand names and logos used on the Site are the trademarks of their respective owners. You agree not to display or use in any manner any of the trade-marks without express written permission from us or the trade-mark owner.
By submitting information, data, passwords, usernames, PINs, other log-in information, materials and other content to the Site, you are licensing that content to us solely for the purpose of providing the services offered by the Site. We may use and store the content, but only to provide the service to you. By submitting this content to the Site, you represent that you are entitled to submit it to us for use for this purpose, without any obligation by the Site to pay any fees or other limitations. You may terminate the services on the Site by providing notice to privacy@mydrips.com in which case any information and data on the Site shall be deleted within thirty (30) days or such other reasonable periods of time.
The content on the Site is protected by various copyright laws. You agree not to reproduce, republish or redistribute any content, including, but not limited to, caching, framing and similar means, without express written permission of the copyright owner. If you believe that your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please notify us immediately at privacy@mydrips.com.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
a. YOUR USE OF THE SITE IS AT YOUR SOLE RISK. THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES, REPRESENTATIONS AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES, REPRESENTATIONS AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
b. WE MAKE NO WARRANTIES, REPRESENTATIONS OR CONDITIONS THAT: (i) THE SITE WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS (ii) THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE CONTENT, INFORMATION, PRODUCTS OR SERVICES OBTAINED BY YOU THROUGH THE SITE WILL BE ACCURATE, RELIABLE, UP-TO-DATE, COMPLETE, UNTAMPERED OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, AND (iv) ANY DEFECTS OR ERRORS WILL BE CORRECTED.
c. ANY MATERIAL OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL OR DATA.
d. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE SITE OR THROUGH OR FROM THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT WE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SITE; (ii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iii) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SITE; OR (v) ANY OTHER MATTER RELATING TO THE SITE.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 12 AND 13 MAY NOT APPLY TO YOU.
Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from Canada or the country in which you reside.
We are independent contractors, and no agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship is intended or created by this TOS.
The TOS constitute the entire agreement between you and us and govern your use of the Site, superseding any prior agreements between you and us. You also may be subject to additional terms and conditions that may apply when you use affiliate services, third-party content or third-party software.
The Site is not to be construed as any form of recommendation, promotion, endorsement, or an offer to sell any product or service, by or to enter any transaction with us.
This TOC shall be governed by, construed and enforced in accordance with the laws of the Province of Ontario and the applicable laws of Canada. You and us agree to submit to the personal and exclusive jurisdiction of the courts located within the province of Ontario, Canada. Our failure to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS shall remain in full force and effect.
You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use shall be resolved by binding arbitration held in Toronto, Ontario and before a single arbitrator, who is independent of the parties, legally trained and experienced in the field of information technology, in accordance with the Arbitration Act, 1991, S.O. 1991, c. 17.